FHA Loans
Who is this for?
What is it?
This is a loan insured by the Federal Housing Administration (FHA) and issued by a bank or approved lender. These can have down payments as low as 3.5%.
Program Details:
An FHA loan is designed for borrowers that may have difficulty getting into a conventional mortgage. The down payment and credit score requirements are typically much lower than that of a conventional loan
Documents needed:
Income Tax Returns, W-2 & 1099 Statements, and Pay-Check Stubs
Self-Employed Income Tax Returns and YTD Profit & Loss Statements for self-employed borrowers
Retirement account statements, 401k, Mutual Funds, Money Market, Stocks, etc.
Drivers License, Social Security Card, Any Divorce, Palimony or Alimony or Child Support papers, Green Card or Work Permit if applicable, Any homeownership papers
Bank and Credit Card statements
Let’s Talk
Are you ready to buy a new home or refinance your existing one? Let’s explore the possibilities!