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FHA Loans

Who is this for?

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What is it?

This is a loan insured by the Federal Housing Administration (FHA) and issued by a bank or approved lender. These can have down payments as low as 3.5%.

Program Details:

An FHA loan is designed for borrowers that may have difficulty getting into a conventional mortgage. The down payment and credit score requirements are typically much lower than that of a conventional loan

Documents needed:

Income Tax Returns, W-2 & 1099 Statements, and Pay-Check Stubs

Self-Employed Income Tax Returns and YTD Profit & Loss Statements for self-employed borrowers

Retirement account statements, 401k, Mutual Funds, Money Market, Stocks, etc.

Drivers License, Social Security Card, Any Divorce, Palimony or Alimony or Child Support papers, Green Card or Work Permit if applicable, Any homeownership papers

Bank and Credit Card statements

Let’s Talk

Are you ready to buy a new home or refinance your existing one? Let’s explore the possibilities!

The Daniels Mortgage Team

When it comes to one of your life's most important financial transactions, trust the Daniels Mortgage Group to help you achieve your goal, a new home!

Corporate NMLS#
1982974